Credit demand zooms as policy eases, outstanding bank credit crossed Rs 200 lakh cr for the first time on Dec 31, 2025

India’s credit demand is surging. Lower taxes and supportive monetary policy are fueling investment. Outstanding bank credit has crossed a major milestone. This growth surpasses projections, indicating a strong economic rebound. Auto loans, small and mid-sized companies, and home loans are key drivers. Investment intentions are translating into spending, creating a positive environment.